More In This Category
View Transcript
Workers’ compensation cases are governed by South Carolina regulations and statutory law. In these cases, individuals are limited in their benefits to two-thirds of their average weekly wage while they are out of work, as well as coverage for medical care. However, the choice of medical care is often determined by the insurance company or employer, meaning individuals may not always have the right to choose their healthcare provider.
One common misconception among clients is that workers’ compensation provides compensation for pain and suffering; this is not the case. Individuals are not entitled to any compensation for pain and suffering, and in addition to the limitations on wage benefits, the direction of medical care by an insurance carrier further restricts their options.
When experiencing a workplace injury, the first step is to report it to a supervisor immediately. This is crucial, as the severity of the injury may not be immediately apparent. After reporting the accident, individuals should seek medical care. If they are unable to work for a limited amount of time, they may be entitled to receive temporary total or wage benefits while they are out of work.
Columbia, SC personal injury attorney Mark D. Chappell talks about what happens if you get injured in the workplace. Workers’ compensation cases in South Carolina are regulated by state laws and statutes. In these cases, individuals are limited to receiving two-thirds of their average weekly wage while they are out of work, in addition to medical care coverage. However, the selection of medical care is often dictated by the insurance company or employer, which means that individuals may not always have the right to choose their healthcare provider.
A common misconception among clients is that workers’ compensation includes compensation for pain and suffering; however, this is not true. Individuals are not entitled to compensation for pain and suffering, and in addition to the limitations on wage benefits, the insurance carrier’s control over medical care further restricts their options.
When a workplace injury occurs, the first step is to report it immediately to a supervisor. This is crucial, as the full extent of the injury may not be immediately apparent. After reporting the accident, individuals should seek medical attention. If they are unable to work for a limited time, they may be entitled to receive temporary total or wage benefits during their absence from work.