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Yeah, in Minnesota, there’s sometimes combination claims that occur, and what I think about that is someone’s driving down the street as part of their work – I’m working for NAPA Auto Parts, doing a delivery, and somebody blows an intersection and t-bones me and hurts me. Well that’s both. That’s both a workers’ compensation claim, and you probably have a tort claim, a personal injury claim, against that at-fault driver. In Minnesota, there’s two different insurance systems or statutory systems for which you can make insurance recoveries for those types of injury, and the interplay of them, for an unsophisticated attorney or maybe an attorney that doesn’t do both, might have difficulty navigating that system, but not us. So sometimes people have both work comp claims and personal injury claims as part of the same injury, and we know how to navigate that system, how to walk them through workers’ compensation, which is primary in that case, but also be able to make a tort recovery in that case, and then the interplay between them – how they pay each other, if they pay each other, who pays first, what happens if one of them decides to not pay portions of it. That interplay is kind of a web, and generally, I always tell people, we are specialists in combo claims – combination claims, where it’s both a work injury and a personal injury.
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Hopkins, MN personal injury attorney Joshua Laabs talks about what kind of claim someone can make if injured in a car accident while on the job.