0:04
we don’t have as many as say the auto
0:06
accident okay that’s that’s kind of
0:08
normal with more cars out there and in
0:10
terms of the city than trucks on the
0:11
highways my experience is basically is
0:14
we look at the Federal Regulations as to
0:16
the the guidelines of that we make sure
0:18
that we get their insurance truckers
0:20
have higher Insurance amounts as well
0:22
okay the average truckers uh liability
0:24
amount is a million dollars typically
0:26
okay uh for I think just liability
0:29
insurance and Missouri let me compare
0:31
that back to automobiles in Missouri
0:32
they have a a minimal Insurance level
0:36
that’s $25,000 which is nothing if
0:38
somebody gets hurt in trucking There’s
0:39
No Limit as to that okay we look as at
0:43
as to the limits of liability we look at
0:45
who’s responsible what what kind of
0:48
operational they were doing when the
0:50
last checkup on that truck happened when
0:52
did they get it inspected all those
0:54
things look at the at the high whenever
0:56
there’s a trucking accident the Missouri
0:58
high Patrol has to invest investigate
1:00
that okay so we get those reports as
1:02
well as the local reports as to what
1:05
happened and also the inspection report
1:07
just to make sure that these things are
1:08
complied with often now you gotta know
1:10
what you’re looking for because
1:12
sometimes the trucking company don’t
1:13
want to give you certain things because
1:14
they don’t want to be liable for for
1:17
some negligent driving or some failure
1:19
to maintain equipment so we have to look
1:21
and make sure that that may even require
1:23
getting expert witness to come in and to
1:25
evaluate that okay so we’re ready to do
1:28
all those things