Rochester, MN personal injury lawyer Paul Dahlberg talks how your insurance company will pay for your medical bills, regardless of who’s at fault for the accident. He explains that in Minnesota, being a no-fault state means that your auto insurance company is responsible for paying your medical bills, regardless of who is at fault for the accident. This does not diminish the importance of determining fault, but it prioritizes your own insurance coverage. Typically, there is a coverage limit of $20,000 for medical expenses and an additional $20,000 for wage-related expenses available under your own policy. These coverages are the primary resources you would turn to initially.