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00:04
the driver hits you on your motorcycle
00:06
and they don’t have
00:07
either any coverage or they have a low
00:09
policy coverage
00:11
that’s why under insurance is so
00:13
important and that’s your own policy
00:15
that you buy through your own company
00:17
in maryland uninsured coverage and
00:19
underinsured coverage is
00:21
the exact same thing and what’s amazing
00:23
to me is people don’t realize
00:25
to take it from a 30 000 minimum
00:28
coverage
00:29
up to a hundred thousand dollars in
00:30
coverage is typically
00:32
less than twenty dollars a year i carry
00:35
a umbrella policy to take coverage up to
00:38
two million dollars
00:40
i paid less than two hundred dollars a
00:41
year for that
00:43
so we wish we could tell everybody who
00:45
has any type of motor vehicle
00:47
please get sufficient coverage talk to
00:50
your agent
00:51
find out what the cost is of additional
00:53
coverage if you can afford it for
00:55
goodness sake get the additional
00:56
coverage
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Baltimore, MD personal injury lawyer Rick Jaklitsch explains what you can do if the driver who crashed into your motorcycle doesn’t have insurance.