I see different kinds of clients, and the running thread that I see in my advice to all my clients is always not to procrastinate when it comes to planning.

Since none of us can predict when something is going to happen to us, we always try to get people to understand the importance of at least getting the process started.

We run into resistance sometimes, but in some situations – maybe a cultural situation where people are not so comfortable dealing with these kinds of issues, but we have ways of making it so much easier nowadays for people to talk about these issues and not worry about superstitious beliefs that they may bring to the table.