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PIP coverage in Texas is personal injury protection. It’s offered under your own automobile policy. It is pure no fault coverage. In Texas, most people have $2,500.00 in coverage. It’s mandated by a statute so you’ve got it unless you reject it in writing when you sign up for the policy. But it will help pay a percentage of lost wages and medical expenses that your health insurance won’t so it’s great form of insurance to have because it can help pay deductibles, copays, and things like that, as well as reimbursing somebody that can work for a percentage of the lost wages.
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Texas Personal Injury Attorney, Frank Lyle, discusses Personal Injury Protection Coverage. He explains that in Texas, Personal Injury Protection (PIP) coverage is available under your own automobile policy. It is a form of no-fault coverage. As mandated by statute, most people in Texas have $2,500.00 in PIP coverage unless they reject it in writing when signing up for the policy. PIP coverage is beneficial because it helps cover certain expenses that may not be covered by your health insurance.
PIP coverage can assist in paying a portion of lost wages and medical expenses. This includes deductibles, copays, and other expenses that may arise. It also provides reimbursement for a percentage of lost wages for individuals who are unable to work due to injuries sustained in an accident. Therefore, having PIP coverage is a valuable form of insurance to have as it offers additional financial support in the event of an accident.