Although it’s a small part of my practice, I do handle breach of contract cases. The most recent case I resolved involved the sale of a life insurance product that was called The Variable Life Insurance Policy. And it’s a very complicated policy, where the salesman who was from a big insurance company said to my client that my client could get these big benefits, which were expensive, which required a yearly annual premium payment that was very, very expensive.

And the whole concept is you make these payments for a while and you build up all this equity, and after a period of time you don’t have to make payments anymore because you’ve got this built up equity.

Well, it didn’t quite work that way, and my client went through some hard times and couldn’t make the premium payments and they immediately started eating away at the few payments that he made and not long thereafter, he was in a situation where the money he had paid into the policy was already eaten up and he was still having to pay these premiums. So, I sued the insurance company for breach of contract, fraud, and misrepresentation with respect to what they represented to my client.

And we went at it for a while, back and forth, lots of deps, and eventually we were able to resolve the case.