Philadelphia, PA personal injury attorney Leon Aussprung M.D., ESQ. talks about what to do if your insurance company offers to settle your car accident case. Without an attorney, an insurance company’s settlement offer is often an attempt to resolve the claim for less than its full value. Engaging an attorney is essential to maximize the claim, as an attorney can typically secure a higher settlement than a client would obtain negotiating alone. Although certain cases may have limited insurance coverage, an attorney is crucial in identifying all possible insurance sources, including lesser-known policies like homeowner’s insurance that may also apply to an auto accident case.