In dealing with underinsured/uninsured motorist cases, you have to understand Minnesota law. Both Joe and I—Joe, my partner, and I—have been involved in working with people on uninsured and underinsured cases since the early 90s. We’ve also both written a lot of articles and been involved in books about the topic.

But basically, what it is, is making sure that you get enough coverage or making sure that you’ve gone through all the possible coverages.

Joe had a case where the person came in with, I think, they believed they had $150,000 in coverage, and when Joe was done, he was able to show that they had $600,000 in coverage. In that particular case, he was able to get all of it.