0:04
well first thing you do obviously is
0:06
stay at the scene of the crash and
0:08
cooperate with the police uh make sure
0:10
you give them a statement if they ask
0:12
for it however don’t give a statement to
0:16
the adverse insurance company at all
0:18
until you consult with a lawyer you need
0:20
to consult with a lawyer up front
0:22
unfortunately insurance companies are
0:24
not necessarily solid citizens their job
0:27
is to save money off claims they’re not
0:30
interested in you or your life and what
0:32
they’re interested in doing is making
0:33
sure that they have a nice bottom line
0:35
next year when it comes time to to
0:37
declare their profits so talking to an
0:40
adverse adjuster is never beneficial
0:42
because the only thing they’re
0:43
attempting to do is get information to
0:45
devalue your claim and increase their
0:48
company’s profits so you stay away from
0:50
the adjuster also you get need to get
0:53
prompt medical care a lot of people make
0:56
the mistake of after getting involved in
0:57
a crash they don’t feel the pain right
0:59
away way so it’s like well maybe this
1:02
will get better maybe it’ll get better
1:04
and then of course a week later it
1:05
hasn’t gotten any better it’s gotten
1:07
much worse and they figured out gee
1:09
something’s wrong here I guess I better
1:10
see a doctor then they may call an
1:14
attorney because a lot of people don’t
1:16
have health insurance and if they don’t
1:17
have health insurance they don’t get to
1:19
see a doctor the doctor won’t see them
1:21
unless they’re represented by a lawyer
1:23
and there’s a reason for that lawyers
1:25
ensure that the doctors will get paid
1:28
after the claim is resolved
1:30
otherwise they don’t so they don’t
1:32
accept the patience so bottom line from
1:35
my standpoint
1:37
is first things first cooperate with the
1:39
police next thing if you need medical
1:42
care get it right away because the
1:44
adrenaline flow through your system you
1:46
don’t feel the pain right away don’t
1:48
assume it’s not there because it’s going
1:49
to be there the following morning or the
1:51
morning thereafter call an attorney come
1:54
in and talk to the attorney and the
1:55
reason you do that quite frankly you
1:57
don’t have time to mess with the
1:59
insurance company when it comes to
2:01
property damage which we handle to
2:03
communicate with them about your
2:04
injuries which we handle we do all of
2:07
those things for you and from the
2:08
client’s perspective the only thing they
2:11
need to do is treat and get well and
2:13
that’s what they should have to do treat
2:15
and get well that’s what only thing they
2:17
need to focus on when they’re with our
2:18
firm