Roseville, CA estate planning & probate attorney Kristin M. Kaminski talks about the ways in which you can protect beneficiaries from divorce and creditors. In safeguarding beneficiaries from divorce and creditors, employing sub-trusts within a revocable living trust emerges as a practical strategy. These sub-trusts assume a pivotal role in guaranteeing that assets earmarked for beneficiaries upon the individual’s demise remain distinct, recognizable, and shielded. This protective measure encompasses guarding assets against potential risks like a divorcing spouse, prospective bankruptcy, or claims from creditors. Sub-trusts prove to be efficacious tools for asset protection, serving the welfare of the designated beneficiaries.